Terms and Conditions

HomeTerms and Conditions

1. Acceptance of Terms

By accessing and using the PTOP website, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our website.

2. Changes to Terms

PTOP reserves the right to modify these terms and conditions at any time. Any changes will be posted on this page, and it is your responsibility to review them regularly. Continued use of the website constitutes acceptance of the modified terms.

3. User Accounts

To access certain features of the website, you may need to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

You agree to provide accurate and complete information when creating your account and to update this information as necessary.

4. Use of the Website

You agree to use the PTOP website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the website.

Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the website.

5. Intellectual Property

All content on the PTOP website, including text, graphics, logos, images, and software, is the property of PTOP or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, or create derivative works from any of the content on the website without the express written consent of PTOP.

6. Limitation of Liability

PTOP provides the website “as is” and does not guarantee that the website will be free from errors or interruptions. PTOP will not be liable for any damages arising from the use or inability to use the website, including direct, indirect, incidental, punitive, and consequential damages.

7. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which PTOP operates. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

8. Termination

PTOP reserves the right to terminate your access to the website without notice if you violate any of these terms and conditions or if we decide to discontinue the website.

9. Contact Information

If you have any questions about these terms and conditions, please contact our support team via email.

PTOP is a trademark of Personal Exchange Website. ptop.exchange has no relation to MoneyGram, Western Union, Payoneer, WorldRemit, Paxum, PayPal, Amazon, OkPay, Payza, Walmart, Reloadit, Perfect Money, WebMoney, Google Wallet, BlueBird, Serve, Square Cash, NetSpend, Chase QuickPay, Skrill, Vanilla, MyVanilla, OneVanilla, Neteller, Venmo, Apple, ChimpChange or any other payment method. We make no claims about being supported by or supporting these services. Their respective wordmarks and trademarks belong to them alone.